Important Information About These Products
We specialize in boat loans for all types of new and used marine vessels: power or sail including personal watercraft, bass boat, trawlers, multi-hulled and more. From the beginning of the journey to the end, we give you a hassle free experience. We offer competitive rates with flexible terms for secured and unsecured loans.
Subject to credit approval, eligibility and credit qualifications.
![Loan Loan](/uploads/1/2/5/7/125756382/327036198.jpg)
1 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
2 Your actual rate may vary based on a number of factors, including loan term. Available rates may change without notice. Property insurance required. Loan approval and final terms are subject to review of your credit history, income and other factors. Rates effective 04/01/2019.
3 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
![Boat Loan Calculator Boat Loan Calculator](http://web-authoring.softlandmark.com/images/screenshots/MoneyToys_Loan_Spread_Website_Calculator_228985.gif)
* LightStream Payment example: Monthly payments for a $10,000 loan at 4.04% APR with a term of 3 years would result in 36 monthly payments of $295.42.
4 Payment example: Financed loan amount of $75,000 after a down payment of 15% with a 20-year term at a rate of 5.25% Annual Percentage Rate (APR) would result in 240 monthly payments of $505.38.
5 Consult a tax advisor regarding deductibility of interest.
6 The U.S. Coast Guard charges documentation and lien recordation fees that vary based on details of the transaction. SunTrust does not mark up or profit from these fees.
Important Information About These Products
Subject to credit approval, eligibility and credit qualifications.
1 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
2 Your actual rate may vary based on a number of factors, including loan term. Available rates may change without notice. Property insurance required. Loan approval and final terms are subject to review of your credit history, income and other factors. Rates effective 04/01/2019.
3 Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
* LightStream Payment example: Monthly payments for a $10,000 loan at 4.04% APR with a term of 3 years would result in 36 monthly payments of $295.42.
4 Payment example: Financed loan amount of $75,000 after a down payment of 15% with a 20-year term at a rate of 5.25% Annual Percentage Rate (APR) would result in 240 monthly payments of $505.38.
5 Consult a tax advisor regarding deductibility of interest.
6 The U.S. Coast Guard charges documentation and lien recordation fees that vary based on details of the transaction. SunTrust does not mark up or profit from these fees.